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Sales Representative
Royal LePage Realty, Flesherton

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NEW LISTING

563368 GLENELG HOLLAND TOWNLINE $1,700,000

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400044 GREY ROAD 4, GREY HIGHLANDS - $549,000

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64 TORONTO STREET, FLESHERTON $510,000

MORTGAGE TOOLS & CALCULATORS

Helpful tools

Mortgage Calculator

This calculator determines your mortgage payment and provides you with a mortgage payment schedule. The calculator also shows how much money and how many years you can save by making prepayments.

Mortgage Qualifier Tool

This calculator helps you determine whether or not you can qualify for a home mortgage based on income and expenses. To qualify for a mortgage loan at a bank, you will need to pass a “stress test”. You will need to prove you can afford payments at a qualifying interest rate which is typically higher than the actual rate in your mortgage contract.

Ontario CMHC Insurance Calculator

To obtain CMHC Mortgage Loan Insurance, lenders pay an insurance premium. Typically, your lender will pass these costs on to you. Your lender will give you the exact price when you apply for a mortgage.

Land Transfer Tax

When you acquire land or a beneficial interest in land, you pay land transfer tax to the province when the transaction closes. Land transfer tax is normally based on the amount paid for the land, in addition to the amount remaining on any mortgage or debt assumed as part of the arrangement to buy the land.